To make a credit redemption simulation, it’s pretty simple. All you have to do is fill in the credit redemption simulator, your perennial income, all your consumer credits, your online credits and your overdrafts, then the monthly installment of your mortgage or your monthly rent if you are a tenant. We all know the criteria of all credit repurchase banks which are credit organizations specializing in consumer credit repurchases or repurchases of mortgage loans. There are two types of credit consolidation. Do not wait, a credit redemption or credit consolidation can allow you
to balance your budget again.
1st type of credit redemption: the purchase of consumer credit
During a simulation of credit redemption, you will indicate all of your credit cons, your personal loans but also your home loans. We do not have to buy the mortgage. You can therefore keep this loan and therefore its monthly payment. Generally, if you have less than 60% mortgage loan to buy back, the purchase of credit simulation will indicate that it is a repurchase of consumer credit. Thanks to our simulator, we can get the best rate for a buy back credit.
We can even make an online credit redemption, which saves a lot of time.
2nd type of repurchase of credit: the repurchase of mortgage
If you have more than 60% real estate credit to redeem, the simulated credit surrender will indicate that it is a real estate loan redemption. A mortgage will be required on your principal residence. The advantage is the possibility of spreading the loan over time and thus obtaining a smaller monthly payment. The credit rate will be lower than a buy back of consumer credit. If you have done a credit simulation that turns out to be positive, you can now apply for a loan buy online, we will find you the best rate and very good conditions.
When setting up a restructuring loan, it is wise to take stock of all your needs (future invoices and various works to be planned) in order to start on a good basis.